Working Capital
Cover day-to-day operations. Fast cash for day-to-day operations when timing matters more than the lowest rate.
Won’t affect your personal credit score.
See real offers, side by side
One application matches you across our lender network, then lays every real offer next to the others — amount, rate, term and monthly payment — so you pick the cheapest instead of guessing at teaser rates you can’t actually get.
Why get Working Capital through The Futeur
- Real offers, side by side
Compare actual terms from multiple lenders, not teaser rates you can’t get.
- One application
Answer once. We match you across every lender that funds this product.
- No credit-score impact
Checking your offers is a soft pull. Your personal credit is untouched.
- We keep watching
After you’re funded, The Futeur keeps looking for a better rate as your profile grows.
Do you qualify?
Most businesses that match for a working capital meet these benchmarks:
- 6+ months in business
- Roughly $10,000+ in monthly revenue
- A US-based business
- A business bank account
Checking is a soft pull — it never affects your personal credit.
Your Working Capital in about 5 minutes
Won’t affect your personal credit score.
Tell us about your business
A few quick questions. We prefill the rest from your Experian and D&B profile.
We run the real underwriting
Our engine checks every lender for this product and finds who’ll actually fund you.
Compare offers side by side
Amount, rate, term, monthly payment, and approval odds, all in one view.
Get funded
Accept the best offer and get your money, often within days.
What owners use a working capital for
Fast cash for day-to-day operations when timing matters more than the lowest rate.
Working Capital questions, answered
Same-day funding is possible for qualified businesses once you accept an offer.
Typically via fixed daily or weekly payments over 3 to 18 months, sized to your cash flow.
No. Checking your options is a soft pull and won’t touch your personal credit score.
Working-capital advances on The Futeur range from $5,000 to $500,000 based on revenue.
See your Working Capital offers
One application. Real offers side by side. No impact to your personal credit score.