See your line before you apply.
Draw what you need, when you need it — and pay interest only on what you use. Lines from $5,000 to $250,000, with a soft pull that never touches your personal credit.
† Seeing your options is a soft pull. Line sizes and offers are subject to lender approval and your business profile.
What you need to apply
To match you with a line of credit, most lenders in our network look for a few basics:
- Be at least 18 years old
- Have 6+ months in business
- Around $10,000+ in monthly revenue
- A US business with a business bank account
Every business is unique and is subject to lender review and approval. Checking your options never affects your personal credit score.
Have these handy to apply
It takes about five minutes. We prefill the rest from your Experian & Dun & Bradstreet profile — but it helps to have these ready:
Why a line of credit through The Futeur
Draw only what you need
Your line sits ready. Pull funds when you need them and pay interest only on what you actually use — never on the rest.
Reusable as you repay
It’s revolving. As you pay down what you drew, that room opens back up to draw again — no reapplying.
Funded in 1–2 days
Connect your bank for an instant read on your cash flow, compare real offers, and get funded in as little as one to two business days.
Funds are typically available within 1–2 business days after you accept an offer, but timing can vary by lender.
See the line size available to you — before you apply.
One soft-pull check shows your business credit and the real offers you can actually get. No commitment, no credit-score impact.
What is a business line of credit?
A business line of credit gives you flexible access to funding you can draw from as needed, up to an approved limit. Instead of taking one lump sum, you pull funds when you need them — and you only pay interest on the amount you’ve actually drawn.
As you repay, your available balance replenishes, so the same line can cover this month’s payroll gap, next quarter’s inventory buy, and an unexpected repair down the road — without starting a new application each time.
It’s built for the ebb and flow of running a business: smoothing cash flow, bridging slow-paying invoices, and staying ready for whatever comes next.
Line of credit, answered
No — only on the amount you actually draw. The rest of your line stays available at no cost until you use it.
Yes. A line of credit is revolving: as you repay what you’ve drawn, those funds become available to draw again, without a new application.
No. Seeing your line and comparing offers on The Futeur is a soft pull, so it never affects your personal credit score.
Lines on The Futeur range from $5,000 to $250,000, based on your revenue and business profile. You’ll see the size available to you before you commit to anything.
Built for the businesses that keep the lights on.
Real offers from real lenders, matched to your business — not teaser rates you can’t get. One application, no credit-score impact, and a line that grows as you do.
Ready to see your line?
Free, about five minutes, and no impact to your personal credit score.
† Seeing your options on The Futeur is a soft credit inquiry and does not affect your personal credit score. Line sizes shown are illustrative; actual amounts, rates, and terms depend on your business profile and are subject to lender review and approval.
The Futeur is a funding marketplace, not a lender. Loans and lines of credit drawn are issued by third-party lenders in our network. All funding is subject to lender approval. Free business credit scores are provided from Experian & Dun & Bradstreet where available.