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Term Loan

A lump sum with fixed payments. One-time investments with a clear return, like expansion, hiring, or consolidating higher-cost debt.

Won’t affect your personal credit score.

Term Loan
Amount
$10k to $500k
Funded
as fast as 1 to 3 days
Typical rate
8.9% to 29% APR
Term
6 to 60 months
Soft pull — no personal-credit impact Powered by Experian & Dun & Bradstreet 100+ lenders · one application
Your matched offers
3 lenders
$120,000$3,860/mo
9.9% APR · 36 mo
Best match
$95,000$4,480/mo
12.4% APR · 24 mo
Good match
$150,000$9,340/mo
15.1% APR · 18 mo
Possible
Illustrative — your real offers depend on your business profile.

See real offers, side by side

One application matches you across our lender network, then lays every real offer next to the others — amount, rate, term and monthly payment — so you pick the cheapest instead of guessing at teaser rates you can’t actually get.

Why get Term Loan through The Futeur

  • Real offers, side by side

    Compare actual terms from multiple lenders, not teaser rates you can’t get.

  • One application

    Answer once. We match you across every lender that funds this product.

  • No credit-score impact

    Checking your offers is a soft pull. Your personal credit is untouched.

  • We keep watching

    After you’re funded, The Futeur keeps looking for a better rate as your profile grows.

Do you qualify?

Most businesses that match for a term loan meet these benchmarks:

  • 6+ months in business
  • Roughly $10,000+ in monthly revenue
  • A US-based business
  • A business bank account

Checking is a soft pull — it never affects your personal credit.

Your Term Loan in about 5 minutes

Won’t affect your personal credit score.

1

Tell us about your business

A few quick questions. We prefill the rest from your Experian and D&B profile.

2

We run the real underwriting

Our engine checks every lender for this product and finds who’ll actually fund you.

3

Compare offers side by side

Amount, rate, term, monthly payment, and approval odds, all in one view.

4

Get funded

Accept the best offer and get your money, often within days.

What owners use a term loan for

One-time investments with a clear return, like expansion, hiring, or consolidating higher-cost debt.

Expansion & renovation
Hiring & payroll
Debt consolidation
Inventory buys
Marketing pushes
New equipment

Term Loan questions, answered

Most term-loan matches on The Futeur fund in as little as 1 to 3 business days after you accept an offer.

No. Comparing offers on The Futeur is a soft pull and won’t affect your personal credit score.

Term loans on The Futeur range from $10,000 to $500,000, based on your revenue and business profile.

Generally 6+ months in business, roughly $10k+ in monthly revenue, and a business bank account. We prefill the rest from your Experian & D&B profile.

See your Term Loan offers

One application. Real offers side by side. No impact to your personal credit score.

See my offers Free · takes about 5 minutes